

Seminar Topics
Allocation & Modern Portfolio Theory
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Planning your investments against interest rate, inflation, and market risks
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Planning that you don’t outlive your money
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Utilizing Asset Allocation to plan to meet your short-, mid- and long-term goals
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Putting the Financial pieces in place
Estate Planning
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Distribution of Estate, Wills and Trusts
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Specific Estate Planning Strategies
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The Purpose of Estate Planning
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What is Probate and why should you avoid it
First Time Home Buyers
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Understanding the process for buying a new Home
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First Time Home Buyers Money Saving Secrets
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What to avoid when buying a Home
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Understanding different Mortgage Types
Social Security Explained
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What is Social Security?
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Who is Eligible and at what age?
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What is a Defined Benefit Plan and who contributes?
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What are the different types of Annuities?
Investment Concerns in a Fragile Market
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Reviewing Common Repetitive Investor Scenarios
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Key Ingredients to Investing
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A Few Facts to know when you are Investing
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Things to know when the Stock Market is in a Decline
Legal Lessons for Life
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Making Legal Plans for Yourself
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What is a Conservatorship?
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The Importance of Planning for Your Family’s Future
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What is the Living Trust Concept?
Refining your Mortgage 101
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Refinancing Flow Chart Example
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Why Should you Refinance?
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What is the Right Loan for you?
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Understanding Mortgage Myths
Tax Planning
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The Importance of Tax Planning and Preparation
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Understanding Deductions and Exemptions
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What are some Tax Planning Considerations?
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Common Tax Filing Errors
Understanding Critical Disability Issues
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What Are Your Chances of Being Disabled?
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Determining The Need for Coverage
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Where Can You Find Financial Protection?
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Ways to Get Coverage
Our Behavior: The Foundation of Our Choices
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97% of Americans do not have a written plan for their finances
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Ready-fire-aim mentality, needs to stop especially when it comes to your money
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Our behavior dictates how we act
Budgeting
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Creating a realistic budget that aligns with your financial goals
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Understanding where your money goes and identifying opportunities to save
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Developing strategies to manage debt, build savings, and prepare for unexpected expenses
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Putting the financial pieces in place to create a strong foundation for long-term financial success
Exploring Your Options for a Quality Retirement
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Looking at Financial Personalities
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The High Cost of Debt and Dealing with it
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Things to consider when planning for Retirement
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Why creating income streams is so important
Financial Blunders
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The Financial Mistakes commonly made with our Money
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Why Saving Money is so important
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Credit Cards – Why not to use them
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Why you should want to plan for a healthy financial future
I.D. Theft
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How Does Identity Theft Affect You?
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How Do They Get Personal Information?
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Steps to Prevent Fraud
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What To Do if You Are A Victim
Issues of Aging Parents
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Understanding the Issues of Aging Parents
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What is Long Term Care?
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Have you done your Estate Planning?
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The Importance of having your Affairs in Order
Maximizing the Right Mortgage Strategies in Todays Market
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What is a Short Sale?
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The Home Buying Flow Chart
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Why Should You Refinance
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Different Kinds of Loans
Strategies for a Sustainable Income in Retirement
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Preparation for a Successful Retirement
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The Average Cost of Long Term Care and Life Expectancy
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Discussing Investment, Risks and Interest Rates
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Should you Consider a “Bucket” Approach?
The U.S. Housing Crisis
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What To Do If You Are Upside Down On Your Loan
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Home Retention Options
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Short Sale Information
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Home Selling Flow Chart
Women Approaching Retirement and Beyond
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Understanding Women and Money
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Understanding Divorce and Widowhood
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Understanding Retirement and Estate Planning
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Understanding Risk Management
Medicare
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Understanding Medicare
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Understand Part D for Prescriptions
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Your Medicare Guaranteed Issue Rights
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Learn about Guarantees that will disappear
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Find out what happens to your Retiree Coverage
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Medicare Supplement vs. Medicare Advantage
College Planning
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Planning of time before college begins
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Where will the money come from to pay for college?
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The difference between Financial Aid, Grants and Loans
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College Saving Plans Benefits and Limitations
Getting Fiscally Fit
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Overcoming and Understanding our Financial Challenges
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Why creating an Emergency Fund is so Important?
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Understanding the High Cost of Credit
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Gaining Control Through Budgeting
Getting Your Financial House in Order
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Using Sound Financial Principles
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Different Types of Mortgages to Consider when buying a Home
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Saving Through Bi-Weekly Mortgage Payments
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How to Manage the Equity You Build in Your Home
Investing Basics for Women
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Why Women Make for Better Investors
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Different Types of Investments
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Understanding Risk & Return
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Planning for Retirement
How to Increase Your Health and Wellness
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Health Care Trends
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Common Health Scares
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The Definition of Wellness
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Causes of Preventable Death in the US
Taking Control of your Cash - Addressing Debt
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Understanding the impact of debt on your overall financial well-being
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Creating a plan to manage and reduce debt while improving cash flow
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Developing strategies to build healthy financial habits and regain control of your finances
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Putting the financial pieces in place to support long-term financial stability
Stress and Your Health
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What is Stress?
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Overview of some Stress Statistics
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Financial Stress and How to Overcome it
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What you can do to Manage your Stress
Understanding 401k Rollovers
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Where Will Your Money Come From?
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How Much Money Will You Need?
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Taking The Money – Pro’s and Con’s
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The Benefits of Asset Allocation
You and Your Credit Score
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What is a Credit Score and Why Does It Matter?
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Scoring Factors
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What is in Your Credit Report?
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5 Steps to Improve Your Credit Score